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Your Welcome...Page 22

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-Copyright © 2014 Marcus Lamar Coleman
"All Rights Reserved"
Austin,Tx 2014
Photo Courtesy Of-Marcuz 
Elevate To the Level 
Where I can See The full Potential 
-Marcuz
Location Unknown Austin,Tx 
SXSW 2014


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Lastly, we will talk about the John Frieda Luxurious Volume Fine to Full Blow-Out Spray! This styling product does magic! This makes any blowout more impressive, it gives even really fine hair remarkable body and shape (health.com). Now who wants something like that, for the price of $9.00! So girl’s theses cheap and healthy products are waiting for you at any of your local stores!
                                                                     Blow-Out Spray
                                                                                                                                                                                         Fashion Diva


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                                Hair Oil
                                                           Fashion Diva
Another product we recommended is hair oil by ORIBE. ORIBE is about $48.00, but it does wonders! “Infused with nourishing argan, "the oil melts right into hair, leaving it silky and frizz-free," says Cucinello” (health.com). Also another product that goes along with the hair oil is volumizer! Volumizer is a cheap, and by cheap we mean $4.00, made by Vidal Sassoon. An article that popped out at us said “Gushes Cicinello, "It gives you as-seen-on-TV fullness and touchable hold at an unbeatable price” (health.com). It will make you feel beautiful and look beautiful!
                           Volumizer 
                                                       Fashion Diva
Besides the hair oil and volumizer, we will talk about hair touch up! Now you can go to a salon and get your hair touched up for about $50.00. Which we are not saying nobody shouldn’t but there is an alternative for people who can’t spend that or don’t want to. It’s called Clairol touch up! Newly improved, it makes DIY touch-ups easier than ever. The long, angled brush lets you apply color with fewer slipups (Health.com). And this product is only $8.00!


Student Loans

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There are several reasons why someone may need to take out a loan. Buying a home, buying a car, emergencies, medical expenses all cost lots of money, money that most people do not have laying around in their bank account. One of the first experiences many people have with borrowing money, is taking student loans. Once an individual has decided to pursue a college education they have to acknowledge the costs that come along with it. There are many ways students pay for college because each student’s financial situation is different. Some people have a fund saved up and are prepared to pay their schooling straight forward, some have received scholarships, and others maybe need financial aid. There are a few different forms of financial aid, student loans being one of them. There is nothing wrong with student loans as long as they can be managed properly.

WHAT ARE STUDENT LOANS?
If you apply for financial aid, you may be offered loans as part of your school’s financial aid offer. A loan is money you borrow and must pay back with interest (Federal Student Aid). Before accepting any form of loans, the terms must be carefully read through and fully understood. Usually a short online financial counseling session is required before you can even receive the loan. There are a few different types of student loans available. Direct subsidized/unsubsidized loans are offered to undergraduates who may or may not need financial assistance to help cover the cost of their education. Direct PLUS loans are for graduates or professional students and parents to help cover educational expenses. Direct consolidation loans merge all eligible federal student loans into one loan. The amount of money borrowed in student loans varies from around $5,000 to $20,000 a year depending on whether the person is an undergraduate or already graduated. One of the biggest reasons people get student loans opposed to private loans is because the interest rate is very low and the loans do not need to start being paid off until after the person leaves school. There are many perks to getting a student loan, and they are so very helpful for the average struggling college student.

MANAGING STUDENT LOANS.
After getting student loans, it is important to establish a plan on paying the loan back in the future. Obviously a person cannot see into the future and decipher whether they get a well-paying job or not, but one needs to keep in mind once they are done with school the loans, no matter how many are taken out, have to be paid back. This can prevent a person from taking out more than they know they can afford to pay back, along with frivolous or unnecessary spending. Seven in 10 seniors (69%) who graduated from public and nonprofit colleges in 2013 had student loan debt, with an average of $28,400 per borrower (Institute for College Access & Success). Keep in touch with the loan lender, keep addresses up to date, know grace periods, and look into options for loan repayment and forgiveness. All of these things are key in being responsible for loans and keep people out of trouble. People that are having to use student loans should learn to live frugally. Remember, just because loans are there for support doesn't mean people can just not work through college. Stay on top of things and just take the payments as they come. Even though there is a lot of money being dealt with, try to keep it together and do not panic. Tons of student have to deal with loans from college, it is just a part of life some people cannot avoid. Student loans are only bad if one lets them get to that point.

PAYING BACK STUDENT LOANS.
When you make a federal student loan payment, it covers any late fees first, then interest, and finally the principal (Institute for College Access & Success). When it is time to pay back loans, do not put it off! If the money is not paid back it can lead to delinquency and default, which means the entire amount of loans is jacked up and must be paid in full. It can be paid off in time with the lowest payments possible. If a person can afford it, a great way to save money in the long run is to pay more than the minimum monthly payment. This will help pay the loan faster and reduce some of the cost spent on interest. Also, if dealing with more than one loan it is best to pay off the most expensive one first or the one with the highest interest. Loan forgiveness is a program that sometimes pays any remaining debt after a number of years depending on the field the student is now working in.

STUDENT DEBT STATISTICS.
$1.1 trillion: The amount of outstanding student loan debt, which first exceeded $1 trillion in March 2012.
37 million: The number of Americans who have student loan debt.
2: The ranking of student loan debt compared to other types of consumer debt, second only to mortgages.
$101.8 billion: The Department of Education’s estimated profits generated from student borrowers over the last five fiscal years.
Nearly 300 percent: The amount student loan debt has grown over the past eight years.
$26,600: The amount the average college graduate (of the class of 2011) owed in college loans.
40 percent: The share of households headed by someone under 35 that owed college debt in 2010.
More than 80 percent: The percentage of bankruptcy attorneys who reported that the number of their clients with student loan debt increased “significantly” or “somewhat” in a February 2012 survey.
Nearly 1 in 5: The number of households that had student loan debt in 2010 – double the share of households burdened by college debt in 1989!
6.8 percent: The new interest rate on subsidized student loans starting July 1 if Congress does nothing. The new interest rate would be double the current interest rate.
More than 1 in 10: The number of borrowers that defaulted on their student loans in the three years leading up to Sept. 30, 2011.
22.7 percent: The default rate in the three years leading up to Sept. 30, 2011 for borrowers that attended for-profit colleges, compared to a default rate of 11 percent for borrowers that attended public colleges. (Shocking Student Debt Statistics)

Loans can give students an advantage or they can drag students into a stressful ongoing debt. Debt does not need to be a burden carries around for years after graduates finish school. There are both positive and negative outcomes of student loans, the student has to decide what they are going to choose.





















Student Loans
Works Cited
Federaal Student Aid. Types of Aid: Loans. n/d n/m 2014. Web. 1 Dec. 2014. <https://studentaid.ed.gov/types/loans>.
Institute for College Access & Success. Puplications: Sate by State Date. n/d n/m 2014. Web. 1 Dec 2014. <http://projectonstudentdebt.org/state_by_state-data.php>.
—. Top 10 Student Loan Tips for Recent Graduates. n/d n/m 2014. Web. 4 Dec 2014. <http://projectonstudentdebt.org/recent_grads.vp.html>.
Shocking Student Debt Statistics. 15 April 2013. Web. 5 Dec 2014. <http://www.fastweb.com/financial-aid/articles/3930-shocking-student-debt-statistics>.
Smith, Kalen. How to Reduce & Avoid Overwhelming Student Loan Debt. n/d n/m 2006. Web. 1 Dec 2014. <http://www.moneycrashers.com/reduce-avoid-student-loan-debt/#wrap>.















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Legal vs Physical Child Custody

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Legal vs Physical Child Custody
There are two basic elements to child custody: physical and legal custody. The court may decide that either parent can be awarded both, one, or neither of the two. So what’s the difference? 
Physical custody is exactly what it sounds like. A parent who is awarded physical custody is with the child under the same roof. Physical custody can be awarded to one or both parents, and while joint physical custody often involves a 50-50 split of time spent with each parent, it’s not always the case.
Legal custody is more about the decision-making process made in regards to issues involving the child. If you have sole or joint legal custody, you are responsible, or have a say in, normal parenting decisions, like when they should see a doctor, what school is best for them, what religion (if any) will they be brought up under, etc.
Judges often prefer to award joint custody since in most instances it is in the best interest of the child. This ensures that the child has regular contact with both parents and that decisions are made on their behalf as close as possible to how it was during the marriage.
If you are preparing for a divorce and you are okay with your soon-to-be ex-spouse having sole physical custody, it’s important to note that you maybe getting more (or rather, less) than you bargain for. If the other parent is given sole custody, it may leave you vulnerable should they later consider moving to a different city or state.
In cases of joint legal custody, things can get a little messy if one spouse wants to move out of state, and the other objects. Even if you have visitation rights and your ex wants to relocate, they need to give you advance notice, at which time you have 30 days to file an objection.
If parents who have joint custody just can’t come to an agreement on important decisions, and it’s escalated to a judge who may give one parent sole custody. Therefore, it’s always best for parents to do everything they can to resolve these issues on their own… or risk losing their custody rights to their children.


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Furniture removalists in Melbourne

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Are you looking for top quality furniture removalists in Melbourne?  Stress Free Furniture Removals offers cheap removalist service in Melbourne and surrounding suburbs.  We also provide office removals in Melbourne at best prices.  Call Perry today on 0433 255 649 


Cheap removalist service in Melbourne

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At Stress Free Furniture Removals, our aim is to make moving home as easy and pain-free as possible. With over 10 years experience in the industry, we can cater for any size house and are happy moving your delicate or heavy items such as pianos, billiard/pool tables and antiques.  Stress Free Furniture Removals pride themselves on attention to detail and efficiency. Our friendly and experienced staff is always careful with your furniture and will properly pack, pad and tie your items of furniture into the truck, ensuring there is no damaged or broken furniture when we get to the delivery address.  Visit www.stressfreeremovals.com.au for more information on our services.


حليب الإبل

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إضافة بعض النصوص، يو! انقر مربع النص هذا لتغيير النص، والأسلوب، اللون والخطوط.
إضافة بعض النصوص، يو! انقر مربع النص هذا لتغيير النص، والأسلوب، اللون والخطوط.
إضافة بعض النصوص، يو! انقر مربع النص هذا لتغيير النص، والأسلوب، اللون والخطوط.
إضافة بعض النصوص، يو! انقر مربع النص هذا لتغيير النص، والأسلوب، اللون والخطوط.
إضافة بعض النصوص، يو! انقر مربع النص هذا لتغيير النلا شك أن جميع أنواع حليب البقر أو الماعز أو الإبل أو الخيل أو غيرها، هي أنواع مفيدة لصحة الإنسان. ويقدم تناول أي منها للجسم بروتينات ودهونا ومعادن وفيتامينات وماء، وهي عناصر يحتاجها الجسم. ولكن بلا شك أيضا هناك أنواع أفضل من أنواع، ولأسباب علمية. وبغض النظر عن الطعم والرغبة الشخصية لكل إنسان، فإن لحليب الإبل ولحليب الماعز مميزات تجعلهما أفضل من حليب البقر الشائع التناول في مناطق العالم كافة. وبالمراجعة العلمية، لا يتفوق على حليب الإبل وحليب الماعز سوى حليب الحصان، الذي يعتبر من أقل أنواع الحليب المتوفرة في العالم احتواء على الدهون والبروتينات، وأعلاها احتواء على السكريات والماء. ولذا فحليب الحصان أقل محتوى من طاقة السعرات الحرارية (كالوري). هذا مع تذكر أن «موسم الحليب» للناقة يمتد إلى نحو 12 شهرا. بينما في البقر يبلغ نحو 7 أشهر، وفي الماعز نحو 3 أشهر. وبالنسبة إلى حليب الإبل بالذات مقارنة بحليب البقر، فإنه يتميز بالمحتوى العالي من الماء، وبالمحتوى الأعلى من مجموعة من الفيتامينات والمعادن، وبتدني المحتوى من الدهون والكولسترول، وبالنوعية الفريدة من مركبات المناعة. ولأن الحليب بالأصل هو «مشروب» يقصد من تناوله بالدرجة الأولى «الحصول على الماء»، فإن الماء يشكل نسبة 90 في المائة من مكونات حليب الإبل. وهذه نقطة مهمة، خصوصا لسكان المناطق الحارة. والملاحظ أن الناقة كلما واجهت ظروفا مناخية حارة، وقل شربها للماء، ارتفعت نسبة الماء في حليب ضرعها، واستفاد الإنسان من شرب حليبها في الحصول على الماء. والأمر الثاني هو تدني محتوى حليب الإبل من الكولسترول ومن الدهون الحيوانية المشبعة، واحتواؤه على نوعيات صحية وخفيفة من الدهون غير المشبعة. وهذا الجانب مهم بدرجة عالية، خصوصا والعالم يواجه ارتفاعا مستمرا في الإصابات بأمراض شرايين القلب، وارتفاع الكولسترول والدهون، والسمنة، والأمراض السرطانية. وحول الكولسترول بالذات، تشير نتائج الدراسات العلمية إلى احتواء حليب الإبل على كمية تقل بنسبة 40 في المائة عما هو موجود في حليب البقر. هذا، ويعتبر حليب الإبل الأكثر احتواء على فيتامين «سي» (C) ومجموعة من فيتامينات «بي» (B)، بالمقارنة مع بقية أنواع الحليب الحيواني. وتحديدا، نحو ثلاثة أضعاف ما يوجد من فيتامين «سي» (C) في حليب البقر. وربما للأمر علاقة بتعويض ذاك النقص المتوقع في تناول سكان الصحراء للمنتجات الغذائية النباتية الطازجة، نظرا إلى الظروف البيئية التي يعيشون فيها. ومن المعادن على سبيل المثال، يحتوي حليب الإبل على كميات أعلى من الحديد والكالسيوم والبوتاسيوم والسيلينيوم، بالمقارنة مع حليب البقر. وتحديدا، كمية الحديد في حليب الإبل نحو عشرة أضعاف تلك الموجودة في حليب البقر. وحليب الإبل أقل تسببا في الحساسية التي يعاني البعض منها جراء تناول بروتينات حليب البقر. ونظرا إلى محتواه الخفيف، فإن حليب الإبل كذلك أقل تسببا في حالات «عدم تقبل سكر اللاكتوز» (lactose intolerance)، والتي تؤدي لدى البعض إلى انتفاخ البطن وزيادة غازات الأمعاء وعسر الهضم، وذلك أيضا مقارنة بحليب البقر، وهو ما تشير الإحصائيات الحديثة في الولايات المتحدة إلى معاناة نحو 50 مليون شخص منه. وتعتبر كمية بروتينات «كازيين» أقل في حليب الإبل مقارنة بحليب البقر، مما يجعله أسهل للهضم وأخف على المعدة في تكوين خثرة الحليب. وفي الأسابيع القادمة، ستعرض «صحتك» في «الشرق الأوسط» الدراسات الطبية والعلمية التي تناولت تأثيرات شرب حليب الإبل على مرض السكري، وقرحة المعدة، والإصابات السرطانية، ومرض التوحد، ودوره أيضا في تنشيط المناعة، وغيرها من الجهود العلمية في البحث عن الاستفادة الطبية من هذا «الذهب الأبيض».ص، والأسلوب، اللون والخطوط.


فيتامين د

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فيتامين د هو أحد الفيتامينات الذائبة في الدهون ويسمى أيضا بفيتامين الشمس لأن الجسم يقوم بتصنيعه عند تعرض الجلد لأشعة الشمس. له وظائف عدة في الجسم منها: صحة العظام ومنع الهشاشة لأنه يساعد في امتصاص الكالسيوموله دور في تقوية جهاز المناعة والوقاية من بعض أنواع السرطانات والأمراض المزمنة. تتعدد مصادره الغذائية لتشمل البيض , الاسماك , زيت كبد سمك والحليب المدعم ، حبوب الأإفطار المدعمة. يُسهم التعرض لأشعة الشمس اليومي ولمدة 10 دقائق الى تحفيز انتاج النمط الثالث من فيتامين د ( كوليكالسيفيرول ) في الجلد تحت تأثير الأشعة الفوق بنفسجية أما النمط الثاني من فيتامين د ( ارغوكالسيفيرول ) فيتم انتاجه في النبات . تتمثل وظيفة فيتامين (د) في ضبط مستوى الكالسيوم والفسفور في الدم حيث يُعزز قدرة العظم على امتصاص الكالسيوم وبالتالي ضمان قوة وكثافة العظام .


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It's just me!

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Hey y'all! This is my first post! Just wanted to create a blog to inspire everyone out there!


Stem cells

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What are stem cells  

Stem cells can be anything they want to be. By  anything I mean any type of cell  they want . That is  so amazing . Mostly stem cells help with healing and  embryos. Some down  sides  it's very unnateral
Stem Cells
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Stem Cells

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Stem cells are one misunderstood theory that's going on in the world right now. I think the should be more reaserched. Stem cells are a type of cell that has no specific function, and can become any type of cell. Stem cells can help repair of tissue. But most people aren't for this. Why? Well  there are two types of stem cells, adult stem cells, and embryonic stem cells. Most believe that there is only embryonic stem cells. They are only found through an embro. So to get these stem cells you have to kill the embro, but the adult stem cells can be found in every human body , so nothing is being damaged. The embronic stem cell can become any type of cell while adult seem cells have only a few exceptions. The stem cells help with curing desieses, repairing body parts and helps with paralysis. Stem cells can be used for a good cause but with so many people not knowing about adult stem cells is slowing down the research. Stem cells can help save lives why not give it a chance.
STEM CELLS
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Embryonic stem cell.
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p.s josh gumber helped with this


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Stem Cell Research
     A stem cell is a cell that does not have a specific function. It can make all types of cells and reproduce regularly. So it can make more liver cells if some of your liver cells die.
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What is a Stem Cell ?
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Where do Stem Cells Come From?
     There are two types of stem cells. One type is called embryonic which comes from an embryo. The second is an adult stem cell which comes from mainly  bone marrow and muscles.
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Stem Cell Therapies 
Issues in Stem Cell research
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Thanks For Watching!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!


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Craig CO 
NEWSPAPER
Sunday, May 20
_______________________________________________________________________________________________________________________
New Research On Stem Cells
Article by
Anthony Wade

What Are stem cells? Stem cells are in your body and they are what make it live. This is for a couple of reasons. First, it can develop into almost any other cell in the body allowing them to fill the spot of injured or dead cells.Where Do they come from? this is quite simple, they can get created in the embryo in the first three to five days, these are called embryonic stem cells, or they can come from the bone marrow, these are called Adult stem Cells. In Recent research it has been found that it can cure diseases and be used for medicine. This is because recent sceintests have found out how to grow these cells out side the human body and apply the cells to the injury [Parkinsons, blindness, and even people that are paralyzed]. The sceintests would do this procedure by taking a stem cell, regrowing it until you have MILLIONS, and then take a shot insert it where your injury is and hope for the best. But, a problem with this is that when using an embriotic, lets just say children are dying. This information was given to the news team by your local hospital, Saint Juans hospital of burritoes and Tacos. My personal opinion is that adult stem cells are heros, as for embriotic... YOU'RE KILLING CHILDREN.


6 Vitamins and Minerals

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6 Vitamins And Minerals You Need To Start Eating Now
Food, vitamins, and minerals are extremely important to the body’s function because they give the body instructions. We couldn’t think, breathe, digest food, or walk without them! Many people, women especially, are not getting enough of the “good stuff” our body needs, and figuring out what your body needs all by yourself is somewhat tricky. Deciding which should foods we can eat directly from food sources, and which are okay to buy from a bottle is difficult. What you eat affects your mood, whether that is positively or negatively. How, when, and where food is consumed also affects your body.
This antioxidant does many things including, improving the immune system, boosting vision, decreasing the risk of heart disease, and might slow down skin aging, however; remember, Michael Holick, author of The Vitamin D Solution, says it can be toxic in large doses. The recommended daily dosage is 2,300 international units (IU). Vitamin A is better when you take it straight from a beta-carotene source, found in carrots, cantaloupe, and other foods, instead of in pill form (Gersdorff, 1).
Vitamin A
B Vitamins 
All eight B vitamins maintain metabolism, muscle tone, and a sharp mind, says Mary Ellen Camire. Vitamin B9 (folic acid) is especially important for young women because it maintains red blood cell health, and guards against cancer and birth defects. The recommended daily dosage is 400 micrograms (mcg), 600 mcg if pregnant. People don’t necessarily need to take supplements for it because foods like breakfast cereals, other whole grains, asparagus, and beans contain it (Gersdorff, 1).
This antioxidant helps fight sickness and boosts the immune system. Other benefits include heart disease and prenatal problem prevention, and prevention of eye illnesses. Vitamin C also fends off wrinkles, and helps wounds heal faster. 
Vitamin C
The recommended daily dosage is 75 milligrams (mg). If you eat citrus fruits and colorful veggies, supplements are unnecessary, although one can never have too much Vitamin C because it is water-soluble, meaning excess will exit in the bathroom.
Vitamin D
This vitamin is practically a wonder “drug.” Doctors believe it can reduce the risk of breast cancer by up to fifty percent, and may offer protection from ovarian cancer and diabetes. This amazing vitamin also aids in calcium absorption and plays a central role in muscle function. The recommended dosage is 1,000 to 2,000 IU. A supplement is recommended because the small amounts you may eat aren’t nearly enough.
Two words: strong bones. Camire says, “Women start losing bone density in their early twenties. Calcium is your single best defense, and you should start taking it now.” This mineral builds strong teeth, and provides nourishment for the nervous system. The recommended daily dosage is 1,000 mg. Supplements are necessary because yogurt, milk, and cheese, do not pack nearly enough calcium.
Calcium
Without adequate amounts of this mineral in blood, you become anemic. Anemia means to be lacking red blood cells in the blood stream, and to have a weakened immune system. We encourage women who have particularly heavy periods to take supplements. The daily recommended dosage is 18 mg. It is highly recommended because most people don’t eat enough red meat or foods that contain iron. First, talk to a doctor about taking this supplement because too much may be harmful.
Iron